5 Big PF Changes in 2025: What EPFO Members Need to Know

April 28, 2025
5 Major Changes EPFO

Study compiled by Satyajit Roy, 28.04.2025. Source: Government portals and open domains sources.

EPFO members should be aware of several significant changes in 2025 that will impact their provident fund management.

1) Simplified Member Profile Updates. Members can now update personal details such as name, date of birth, and marital status directly online without requiring employer verification. This change applies to members with Aadhaar-verified Universal Account Numbers (UAN) and aims to streamline the process of keeping personal information current.

2) Revamped PF Account Transfer Process. The process for transferring Provident Fund accounts when changing jobs has been simplified. As of January 15, 2025, members can transfer their PF accounts without needing approval from their previous or current employers, provided certain criteria regarding UAN and Aadhaar linkage are met. This change is designed to reduce delays during job transitions.

3) Centralised Pension Payment System (CPPS). The CPPS has been launched, allowing pensioners to receive their payments from any bank branch in India. This system eliminates the need for pensioners to visit specific banks for verification, facilitating immediate credit of pension amounts upon release. This change enhances convenience for over 68 lakh pensioners.

4) Updated Joint Declaration Process. The EPFO has introduced new guidelines for the Joint Declaration procedure, which simplifies the process for both members and employers. The updated guidelines categorise members based on UAN generation dates and Aadhaar validation status, ensuring more efficient handling of requests.

5) Higher Pension Guidelines Clarification. The EPFO has released clarifications regarding the processing of pension applications for members eligible for enhanced benefits under the Employees’ Pension Scheme (EPS). These guidelines aim to standardise pension calculations and ensure compliance with regulations, addressing concerns raised by field offices.

For full article https://surakshitbharatabhiyan.org/5-big-pf-changes-in-2025-what-epfo-members-need-to-know/

 

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